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Financial Advice and Home Loans

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The idea of building your own home can be an overwhelming one, but the processes involved in getting started are similar to buying a house on the normal property market. First, you need to establish your financial situation and how much of your own - and a lender's! - money you will be able to spend.

You will need to pay for the building plot and also the costs of the building project, and the two should come to at least 10% less than the final value of the finished property. Chances are that most of the money will be coming from a bank or a home-loan finance institution so a good start would be to visit a few of the various home-loan agencies and Banks in Kerala, particularly those that finance property in your region.

You will be required to furnish details of your income, and the estimated cost of construction. Each financial institution has its own set of rules and documents to be submitted to be eligible for a home loan.

Please feel free to contact us at http://www.keralaarchitect.com for more clarification on any topic.


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Author

Author
Ar Shahdad Karim graduated with a Bachelor of Architecture degree from College of Engineering, Trivandrum (CET), University of Kerala and took his Masters in Construction Management from National Institute of Construction Management and Research (NICMAR), Pune.
 
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